Individual and family plans without tax credits or subsidies, and student health plans, are eligible for your CHOICE health budget.
Under 65yo: An Individual and Family Plan (IFP) purchased without a subsidy — this includes plans bought directly from a carrier (like Anthem, Kaiser, UnitedHealthcare, or BlueCross BlueShield), plans from a government marketplace like healthcare.gov or a state exchange, student health insurance, or a catastrophic plan (only for members age 30 and under).
65 or older, or with a qualifying disability: Medicare.