Selecting your insurance plan
Selecting and enrolling in plans
88 articles
- When do dental and vision plans appear during enrollment?
- If you're enrolling dependents, you must add their information in the Your budget page during the plan selection flow.
- How do I add dependents when I first select my plan on Thatch?
- When does my dependent's new coverage start?
- What information do I need to provide about my dependent?
- What if my newborn doesn't have a Social Security Number yet?
- What if the name on my documentation doesn't match Thatch's records?
- Will my new dependent be added to my dental and vision plans too?
- What is a mixed enrollment and how do I change dependents if I have one?
- What information does Thatch need to add my dependent's off-Thatch plan?
- How do I cover a dependent who lives in another state or has their own plan?
- How do I enroll in insurance coverage through Thatch?
- What kind of medical plan do I need to use my Thatch allowance?
- Do I need a medical plan before I can use my health budget for dental or vision?
- Which medical plans are eligible for my Thatch allowance if I'm under 65?
- Which plans are eligible for my Thatch allowance if I'm 65 or older?
- Which plans can I not use my Thatch allowance with?
- I have TRICARE or coverage through my spouse — can I still use my allowance for dental and vision?
- Can I keep my current plan and use my Thatch allowance to pay for it?
- Can I enroll in a Thatch plan if I'm under 18?
- Who do I contact with questions about enrollment or plan eligibility?
- Can I use my Thatch allowance if I'm on COBRA?
- What happens if I missed my enrollment deadline?
- What is Bring Your Own Plan (BYOP) on Thatch?
- What is a formulary?
- Can I use my Thatch health budget if my plan has a subsidy or premium tax credit?
- Is a catastrophic health plan eligible for my Thatch health budget?
- What's the difference between an ICHRA and an HSA?
- Is student health insurance eligible for my Thatch health budget?
- Can I bring a retiree health plan onto Thatch?
- What are prescription drug tiers and how do they affect what I pay?
- Where do I find a plan's formulary on Thatch?
- How do I search for plans that cover my specific medication?
- Is the generic version of my drug cheaper than the brand name?
- What should I do if the formulary link in my Summary of Benefits doesn't work?
- Can I turn down my CHOICE plan and take a marketplace subsidy instead?
- What should I do if I find an error in my insurance provider directory?
- What if I forgot to save a screenshot of the plan I enrolled in?
- How do I buy a marketplace health plan with my Thatch allowance?
- Where do I file a complaint about an inaccurate provider directory?
- How often do insurance carriers have to verify their provider directories?
- Can I use my Thatch health budget for dental or vision coverage only?
- Can I bring my employer-sponsored group health plan onto Thatch?
- What kind of health plan do I need to be enrolled in to receive my employer's Thatch employee health budget?
- How do I add my domestic partner when I first enroll on Thatch?
- Can I contribute to an HSA while I'm on a Thatch ICHRA?
- Why can't I request provider calls close to my enrollment deadline?
- How do I schedule time with Thatch's licensed concierge team?
- How do I request that Thatch call my providers?
- Are bronze and catastrophic plans HSA-compatible?
- How many providers and plans can Thatch check for me?
- What happens after I submit a provider call request?
- When should I bring my own plan instead of choosing one through Thatch?
- Why does my provider show as 'unknown' instead of in-network?
- What if my carrier's directory said a provider was in-network but they weren't?
- What's the difference between buying a plan through Thatch and bringing my own?
- Is my doctor's in-network status guaranteed once I enroll?
- How long does it take to get provider call results?
- Which types of plans can I use my CHOICE health budget with?
- Do insurance carriers have to keep their provider directories accurate?
- How do I check on my own whether my doctor is in-network?
- What do the provider call results mean — in-network, out-of-network, or unknown?
- Which plans can I NOT use my CHOICE health budget with?
- What exactly should I ask my doctor's office when confirming network status?
- Can I enroll in a plan while provider calls are still in progress?
- Can I edit or cancel my provider call request after submitting it?
- Where do I find my insurance carrier's provider search tool?
- What are my rights if my insurer gave me incorrect provider network information?
- Can I submit more than one provider call request?
- Can Thatch call my doctors to check if they're in-network?
- Am I eligible to have Thatch call my providers?
- What if I don't hear back about my provider calls?
- I didn't get a confirmation email for my provider call request — what now?
- Why can't I spend my Thatch balance on eligible health expenses if I have an HSA?
- What website do I use to buy an individual health plan in Washington DC?
- Which browser should I use for DC Health Link?
- Which qualifying life event should I choose on DC Health Link?
- Can I get a pre-tax medical plan through Thatch in New York?
- In New York, will my extra premium be deducted pre-tax or post-tax?
- Which qualifying life event should I select on NY State of Health?
- Which medical plans are eligible for my Thatch health budget if I'm 65 or older?
- Can I use my Thatch health budget to pay for COBRA?
- Is a health sharing ministry plan eligible for my Thatch health budget?
- If I have TRICARE or my spouse's employer coverage, can I still use my health budget on Thatch?
- How do I find out what my prescriptions will cost before I pick a plan?
- How do I find out what my prescriptions will cost before I pick a plan?
- Which medical plans do NOT qualify for my Thatch health budget?
- What kind of health plan do I need to be enrolled in to receive my employer's Thatch employee health budget?