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Are bronze and catastrophic plans HSA-compatible?

Starting in 2026, bronze and catastrophic plans count as High Deductible Health Plans (HDHPs) for HSA compatibility purposes, thanks to updated IRS guidance.
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However, you still need to ensure your CHOICE plan structure allows HSA contributions (see the FAQ above about out-of-pocket spending requirements). Consult a tax advisor if you're planning to contribute to an HSA.

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