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Do I have to remove my premium tax credit if I'm using a CHOICE plan?

Yes. If you're enrolled in a marketplace plan with an ACA premium tax credit and you accept a CHOICE health budget, you must remove the tax credit to comply with CHOICE plan rules and avoid having to repay the credits at tax time.

Failing to remove your tax credit when accepting CHOICE coverage can result in IRS penalties and repayment requirements when you file your tax return.

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