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What documentation does each type of qualifying life event require?

Each QLE type has its own required proof:

QLE Type

Documents

Notes

Birth

Birth certificate or hospital discharge paperwork

Coverage is typically retroactive to the child’s date of birth. The carrier will update your premiums back to that date and we’ll adjust your allowance and deductions once the new premium is final.

Adoption

Adoption papers or official placement documents

Coverage is typically retroactive to adoption or placement for adoption

Marriage

Marriage certificate

Your spouse may also need to provide proof of prior/existing medical coverage

Divorce

Divorce decree or legal separation paperwork

May require letter of cancellation from previous carrier, showing last date of coverage (each affected person must have their own letter)

Death

Death certificate or obituary notice

Change in residence (new ZIP code or county)

You will need to provide at least 2 documents:

Proof of new residence (choose one):

Signed lease agreement

Deed or purchase agreement

Driver’s license or state ID card with new address

Utility bill with new address

Prison release form

Paperwork confirming departure from active military service

Proof of prior medical coverage

Loss of medical coverage

Termination or separation notice from your employer (if you previously had employer-based coverage) or documentation from your previous plan (for other health plans, COBRA, Medicaid, etc.)

Documentation must show:

Termination date

People covered

Reason for coverage loss (end of employment, ineligible for Medicaid, etc.)

Change in Thatch eligibility

ICHRA notice (included in your Thatch invitation email and found in the Documents section of your dashboard under Plan Legal Documents)

Change in immigration status

One of the following:

Green card

Certificate of Naturalization

I-94 form

Valid visa

Passport with entry stamp

Other government document showing legal status

Membership in a federally recognized tribe

Tribal membership documentation

Release from incarceration

One of the following:

Official release papers

Discharge document

Letter from parole or probation officer

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