Not every change in your life opens up a window to update your coverage — only certain events do, and a few common ones often get mistaken for qualifying life events. Here's what doesn't count:
Canceling a plan because it's gotten too expensive
Losing coverage because premiums went unpaid
Getting a raise or a change in hours
Moving somewhere with the same plan options available
A premium increase at renewal
A doctor leaving your network
Getting sick or becoming pregnant
A pending immigration filing
If you're not sure whether your situation qualifies, reach out to Ask Thatch, and we'll help you figure it out.